Or has it provided by their employer?
EDIT: See update below.
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Or has it provided by their employer?
EDIT: See update below.
::raises hand:: i pay for my own. but then again i am my own employer. so both i guess lol.
i read a thread recently about health insurance, it was quite entertaining, at the time mis you didn't have insurance coz you are a native but you got looked after when you needed for free. mish had a lot to say, dunno what the name of the thread was. anyway Fras i'm assuming you are asking US citizens, so i have nothin else to add to topic :)
With my ex-job, the company paid for the health insurance, but previously I had always paid. I guess I'll have to go back to it buying my own even though it will be horribly expensive.
Might cost me about 150 dollars a month for moderate deductibles based off of what I looked at so far.
What does this mean to me?
Well, I save about 100-150 every month, sometimes a bit more if it's a good month.
It would come down to either saving money, or insurance.
It sucks.
I think employers should be required to provide some type of health insurance coverage.
That is my dilema as well, Frasbee. Are there any group plans you can get in on? For example, creatives here can join a freelancers union which has lower group rates.
I haven't gotten into the technical bullshit with you, but here's the deal with my company. After 90 days of employment a person is qualified to have half of their personal health insurance paid by the company. The thing is, when they gave me the paper work to do it, I only had a 2 day window to get it, but I didn't even have insurance then, so I missed my opportunity, and it turns out I wouldn't be able to jump on it anyway until this upcoming Feb. Don't ask me why, 'cause I don't know either.Quote:
Originally Posted by vashti [Dear Guest/Member you have to reply to see the link.click here to register]
Yes, I'm considering joining the Union just for the insurance, but I don't want to take a pay cut in doing so, so I'm trying to get some more work experience under my belt before I apply.
Got to like having OSHC worldcare coverage as well as reciprocal health rights from the swedish healthcare system.
I live in Canada. The miniscule amount I'm supposed to pay is covered by my work. Even so, in my province it's about $54/month for someone making over $28k. Peanuts.
This year is the first time in my life I have health insurance (Anthem Blue Cross Blue Shield). Employer takes it out of my check. I work full time at a substance abuse nonprofit, my copays/deductables are as follows:
$30 office service
$150 emergency room
$50 urgent care
$10/$35 RX Tier1/RX Tier2
$75/20% RX Tier3/Rx Tier 4
30% Inpatient
30% Other Outpatient Services
Hope that helps, whatever it's worth...
i prefer insurance without deductibles. my plan is called Active Start by Blue Shield. basically i have to pay 40% out of pocket and the insurance covers the rest of it.Quote:
Originally Posted by Frasbee [Dear Guest/Member you have to reply to see the link.click here to register]
Look at ALL of your options through your employer Fras. Determine for yourself the necessity of having health insurance (meaning if you're in pretty good health maybe just a catastrophe plan might work for you). Insurance is so damn expensive its crazy. We pay 423.00 every 2 months and I have a 500 deductible with 20% copay. My hubby has the catastrophe plan. Its similar to having dental insurance, if youre in great dental health I strongly encouraged people NOT to pick up a plan because it costs someone more in premiums a year than for 2 cleanings. If someone has a ton of dental work already done, chances are they need to be covered.
I think employers should provide something to their employees for health coverage, shoot our own government should provide it!
I live in Japan. Here we have universal health care. I pay about $200 a month, out of pocket.
I used to live in California. I sold insurance. For somebody my age with blue shield, it would have been about $350. I've had friends that had too experiences with Kaiser.
When I worked for a big company, it was about $100, and It was through some HMO, I don't remember who.
I'm getting health insurance!
It's with Blue Cross Blue Shield. It's not Point of Service, where you play a flat rate no matter what, but rather, it's a discounted service so I pay a percentage.
I have an annual deductible of 3,300 dollars. Should I ever reach that amount for any reason, Blue Cross will cover 100% of the expenses thereafter until the end of the year.
It's gonna cost me just under 90 dollars a month.
However, my company will pay for half of that on a monthly basis, so it's only gonna cost me about 45 dollars a month.
Unfortunately I will no longer be able to save like I used to, until I get a raise.
But here's to improving quality of life!