To her point, you didn't make it clear how you were going to help the guy pay the mortgage. All you said is that you are getting support from the government then you go about saying that you are self sufficient and can help pay a mortgage. Duh, what do you expect someone to get out of your statement?
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And perhaps female opinion never worked because we are blunt when we need to be blunt because we don't feel the need to sugar coat things. Ha! What do you know?