So you haven't used a post-OSX mac? There you go, that's your problem. They are much more stable than the PC equivalent, unless you want to spend the time building and maintaining your own system. Few smart people have the time for that, as we are working on other things.
Macs just work. Period. Right out of the box. That doesn't = stupid anymore than buying any other product that you expect to work as advertised. You don't build your own car, do you? Or television, or refrigerator... etc.