BINGO!
I know you don't want to believe this right now Cain and it's okay. I am very sure she is hiding the real reason. People make lists like that to legitimize that they are not satisfied in the relationship. I am sure there is much more to it.
Also, you really never know someone better than they know themselves. When you guys talk about issues (I do this too and find out their real opinion weeks or months later) she may agree with you at the time of the conversation. But, really she may have a dark past and when you say you look negatively on this or that she may be thinking, "wow, I can't tell him about my time at this or that because I am afraid he will judge me negatively". So now she is bringing all that back up in a different way to give herself valid reasons to end the relationship.
I know this well because, like I said before, I used to think very conservatively just like you. You have to find someone who is compatible with you. She may be cool, and you love her, have communication, etc but that does not make you guys compatible.