I think you need to go with your own instincts on this one. It is a very personal thing to have sex for the first time. However, there are many different types of sex (oral, anal, vaginal intercourse) and some people think that they all fall under the same umbrella, while others don't agree. I think it is fantastic that you are deciding to wait to have sex, I don't think very many people do that nowadays. However, and this is clearly a matter of opinion, I cannot stand the phrase "I lost my virginity". I don't like it because it implies that you had something to lose in the first place, that something can be taken from you just by having sex with someone. There is nothing shameful about consensual sex, and I prefer to use the term "sexual debut" instead of losing one's virginity, but that's my semantic preference. Having said that, there are a lot of things that people can do without having sex - like mutual masturbation, deep erotic massage, dirty talk, heavy making out. My point is that you shouldn't feel ashamed to experience things that make you feel good, and if you aren't ready for sex, then there are certainly other things you can do instead. At the same time, I think placing value on the definition of virginity will dilute those experiences for you. I think you should only do what you are comfortable doing, and when the time is right for you to have sex, you will!