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She won't feel bad unless you leave her unsatisfied. Hope you have enough girth to give her an orgasm.

psychological issues to want sex at the age of 15? LOL Its call hormones! Horny teenager syndrome LOL.

I was 15 and I knew I was ready, I initiated it, I never had any regrets. Sounds like she is very comfortable with physical contact so have at er. It's just sex.