Bf of 6 years has lied about his finances in past to make it sound better than it is (he racked up a lot of credit card debt he couldn’t afford). Because of this I never lived with him. We do love each other and have chemistry.
He is finally getting his finances back on track after much effort on my part of helping him budget etc. and him getting a modest cash gift from family. However I find out that his elderly mother is in credit card debt up to her ears and he is working it out through lawyers to close her account (he handles her affairs as her POA). Trouble is he used that account from time to time when he claims he was short on cash including paying car insurance (every month including up to January) but the REAL issue for me is when I asked a month ago he said he only used her card for gas from time to time (he now says he told me car insurance but I don’t recall that at all and then he said he forgot it was an automatic charge to her account). What made me ask was I noticed he used her card to pay for an expensive dinner recently and I got really upset so he put his own money in her account to pay it.
Now that I "caught" him, he tells me today that he finalized closing her 1 account she can't afford (and settle for some dollar amount), he is paying on her other account (a healthy amount each month) and he contacted his bank to make sure his car insurance is paid from HIS account starting next month.
I suppose now I need to decide if all these lies should be excused since he wants to move in now? Is it worth the risk even though I really love him and know that he is paying his own bills currently (given the cash gift and help from me)? Is he entitled to another chance???