Originally Posted by
Gigabitch
This is love forum, not law forum.
You know, I must have ESP or something, for some reason I thought, i'm bored, let me go on LF.. and seriously, what the hell are the chances..
Anyway, your boyfriend has most likely:
1. Not recorded you on the title of the boat
2. Has not legally attained title by means of purchase
3. There is some fiscal misappropriation (he scammed you), and that's something you can tell by the recorded/paid state sales tax, which is just a percentage of the sales-price (in other words, he may have told you that he purchased it for $X, but in reality paid only $Y for it)
4. He has misunderstood, (he can transfer title without the actual "paper" but he MUST have title of the boat)
The reason I say that is because your jurisdiction goes under the same legal theory as the state of New York.. To transfer title of a motor vechicle, you will need, among other things:
- Documentation & Proof that state sales-taxes were paid
- The "old title" from the previous owner, completed fully! (so yes, you need the title)
- Odometer Disclosure form
- A new title application
- Proof of insurance
If title is "clouded" (it is not clear, or properly recorded; or the actual sale of transfer of title was not properly recorded).. The owner(s) of the vechicle (you and your bf) must go to the county treasurer's office along with the seller to record the transfer of title properly
Usually, for such property title is not as big of an issue, such as let's say Real-Estate.. Nevertheless, the buyer can request a title-search or proof of title.. and if/when you fail to provide a title with your name on it, transfered to you by the seller, red-flags start to go up, as they should.. Because if the buyer pays for property that was "stolen", then under the U.C.C. there is no transfer of title, the buyer has "void title" of that property, and it's only a matter of time until its proper owner raises a claim to get the said property back.. I'm not suggesting that you or your bf "stole" the boat.. but "not having title", or "having voidable title".. and "having void title" is a HUGE difference! And when you fail to provide proof of title, the buyer must assume the wrost, "void title".. (where even if he pays you for the property with something of value, title has not passed onto him, because title was void! And the law does not want to encourage or enforce transfers of stolen goods or property).. and naturally, yes, it's a deal-breaker
Why does it have to be so complicated? Because if it wasn't, then lawyers couldn't charge you the fees that they do.. Really, that's the only reason..
But if the buyers ask, you should just tell them the truth.. "we purchased the boat, but we don't have the title on hand, but we'll just call up the previous owner & the registration office and ask for a copy, and look for our copy of the title.. it's only a matter of getting the actual paper" (In reality, please check that the title was actually RECORDED! & TRANSFERED)..
Speaking of off-topic.. You're trying to swap a boat for a horse?
If you can't stop the Wind, then you can't stop the Storm.