Ya I agree budgeting doesn't mean cheap. You should try to eat healthy, nutritious food for a start.
Budgeting means writing a list each month of how much you have and what bills, rent, groceries, any other expenses are gonna cost.
Here is mine and my bfs
Combined wages:
3850
rent: 600
gas: 30
esb: 75
sky: 31
bins: 27
health insurance: 65
xmas savings: 50
groceries: 300
savings: 800
petrol: 300
loan: 200
anything left over: 1375
Right now we are saving for a holiday. My bf is saving 120 a week. I am trying to save 200-300 a month-more if I can. If you know exactly how much you have and what you can spend and what you have left over than you can save and you can also plan a date night. Money is tight for us but we manage really well coz we know what we can afford. We took out a loan for our holidays which was a bit risky but I cannot afford to pay it with my new job (losing money)-he said he will pay it coz he knows he can afford it
Last edited by michelle23; 16-07-13 at 06:31 PM.
"Don't ask a question if you can't handle the answer".