Originally Posted by
DalM0m
I wouldn't even consider bringing a new life into this world unless I had an emergency fund of at least 6 month to a year of living expenses, meaning that you could survive without a change in lifestyle while having absolutely no money coming in. Seriously, what if there is a complication with your pregnancy & you need more than 6 weeks off? Then what? God forbid that you have a special needs child who requires 24/7 care? How will you cope with that?
I hear you - and we had this exact scenario. We planned for me to return to work, but knew that we could afford for me to not work again if something went pear-shaped. As it turned out, we did have a special needs child and I've been a carer (and sometimes part-time worker) ever since.
Cpl, you're only 22 - you've got plenty of time up your sleeve. Start by working out a timeline which suits you both.
Never regret anything that has happened in your life. It cannot be changed, forgotten or undone. So, take it as a lesson learned and move on.