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Thread: Please come in here and help me with my car dilema.

  1. #16
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    i slept on it another night, and i still want the mazda 3. it's so pretty. if i bought her i would call her august.
    baby ya hustle. but me i hustle harder.


  2. #17
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    aw post a photo?

  3. #18
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    i bought august. yes i did. my car is the freakin BOMB!!!!!!!!!!!

    no pics yet. my damn camera broke. but when i do i'll show you guys. this is what it looks like though...

    baby ya hustle. but me i hustle harder.


  4. #19
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    congrats looks great.

  5. #20
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    What color is it? I like shiny black colored cars...makes them look fancy. But silver's pretty cool too.
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  6. #21
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    Quote Originally Posted by misombra View Post
    i bought august. yes i did. my car is the freakin BOMB!!!!!!!!!!!

    no pics yet. my damn camera broke. but when i do i'll show you guys. this is what it looks like though...

    We have a car like that. Decent engine, reasonable gas mileage. Is it a standard? You'll be very happy with it.

    Glad you got rid of the SUV. LOL, my sister's ex owns a car dealership. They can't *give* away SUVs anymore, so you made the right choice.

    About the negative equity on the car? You have that the moment you drive the car off the lot. Don't think of a car as equity, its a longterm consumable.

  7. #22
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    yeah. i'm happy about my car. my friends are hating right now.
    baby ya hustle. but me i hustle harder.


  8. #23
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    Keep the current car, drive it until it dies. Then, donate it to the Boy Scouts or a local school, take a tax deduction. Then, buy a hybrid...because by that time, gas will be $6.00/gal (no joke).

    Okay, what you also do is some discounting. How much money would you have in the way of increased "negative equity"? Let's say $6,000. Pretend like you invest the 10,000 in Vanguard Intermediate Bond fund index (current yield 5.10&#37 for ten years. You end up with over 16,000. The new car? You gotta factor in increased insurance rates, etc. And, it is a gas car. In 10 years, that's out the wind. It won't be worth shit if 5 years. So, drive the current car til it dies and invest money. The estimate on the bond fund would IF you took the safest investment route--go to Vanguard Total Market Index, and you'll like do even better.

    BTW...you never start a post...this is a first!

  9. #24
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    hey cam! thanks for the advice, but you're two days too late, cause i bought the car lol. i couldn't help it. i have a thing for cars.
    baby ya hustle. but me i hustle harder.


  10. #25
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    Have two of them myself...one classic muscle car, one work car.

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