Well if you're 45, and your partner's younger than 40, and you decide to have kids within the next 2 years, your kids will become adults long before you two are bedridden and frail. Maintain a somewhat healthy 'lifestyle', you two could easily live till your 80s or even 90s, and by then, medical science would (or should) be a lot more advanced. Heck you could probably live to a 100, and by then your kids will have become full blown adults with kids of their own.
As for being a pointless drudgery, life's whatever you make of it. There's loads of activities and places I would love to do and travel to, but that requires lots of dough, and the chances of a 19 year old making a 6 figure salary is...yeah.
Also very aware that this post doesn't relate to what GB originally posted, but oh well.![]()