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Thread: My Credit Score!

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    My Credit Score!

    I just looked up my free credit report for the first time, and I'm a low risk borrower! Woohoooooooo!

    Now where's that car loan...

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    may i suggest First Entertainment Credit Union?
    The male is a domestic animal which, if treated with firmness, can be trained to do most things

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    What for?

    Plus, that sounds like a local CU.

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    Quote Originally Posted by Frasbee View Post
    What for?

    Plus, that sounds like a local CU.
    auto loan.............
    The male is a domestic animal which, if treated with firmness, can be trained to do most things

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    Oh.

    Well, we don't have those around here.

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    Damn Frasbee, I never thought you'd consider taking out a loan.

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    I'll consider it.

    But I would barely be able to handle a car note, and full coverage insurance, with gas at my rate of pay as it is.

    Once I get a raise I would be able to, I think.

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    To be honest, right now is not the time to be thinking about getting a loan.

    What was your FICO score?

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    if you look up your credit scores too many times in one year it tends to go down. and unfortunately this IS traceable. credit companies assume that you are looking for the best possible score, which they frown upon. kinda ironic yeah?

    raverboy
    ...this is just my perspective on the situation...

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    Quote Originally Posted by Illusional View Post
    if you look up your credit scores too many times in one year it tends to go down. and unfortunately this IS traceable. credit companies assume that you are looking for the best possible score, which they frown upon. kinda ironic yeah?

    raverboy
    not correct...

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    Quote Originally Posted by 1averagejoe View Post
    not correct...
    is it not?? the banker told me this when i asked her about applying for a loan.

    raverboy
    ...this is just my perspective on the situation...

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    Quote Originally Posted by Illusional View Post
    is it not?? the banker told me this when i asked her about applying for a loan.

    raverboy
    that is true.
    The male is a domestic animal which, if treated with firmness, can be trained to do most things

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    Quote Originally Posted by 1averagejoe View Post
    To be honest, right now is not the time to be thinking about getting a loan.

    What was your FICO score?
    Why not get a loan now?

    I don't know what my FICO score is, but I do know what my credit score is, which was through...Equifax I believe.

    728.

    Also, this was the free credit report, which everyone is obligated to.

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    Quote Originally Posted by Illusional View Post
    is it not?? the banker told me this when i asked her about applying for a loan.

    raverboy
    I've been told differently...so who knows?

    Quote Originally Posted by Frasbee View Post
    Why not get a loan now?
    The word "depression" comes to mind...

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    Quote Originally Posted by 1averagejoe View Post
    I've been told differently...so who knows?


    The word depression comes to mind...
    Well I still got my job, and so far, the company still has plenty of jobs for this year. I'm looking to a pay raise come May, at the latest.

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