does anybody have 900 bucks i can borrow?

[misombra]

yeah that's how much my insurance is for the next 6 months. can you believe that shit? i swear i hate insurance companies already.

[Vanilla Gilr]

Why is your insurance so dang high? I thought Jersey was bad..but you're paying more for six months than I am for full coverage for the year...granted...I'm a tad older, but still...is this just because you're young?

[misombra]

well, part of it is because i had an accident a little over 2 years ago. but still damn!

i'm looking around though and have gotten cheaper quotes so, whew ::wipes sweat from forehead::

still where the hell am i gonna get all this money? i'm freakin poor! i need rsk.

[Vanilla Gilr]

Do they have an installment plan? Monthly or bi-monthly payments? That's what I do...it's easier to buget that way.

[misombra]

they do but it's more expensive that way. ugh. they should give me my money back i think if i don't get into an accident, what do you think?

[Vanilla Gilr]

I think that's should be true for all insurances...lol...if you don't use it...they should have to refund some...Like Health insurance...don't get sick..and get a rebate!...lol...works for me!

[TAVS]

Allstate is starting a program. If you pay an extra 15% over the premium, you get unlimited accident forgiveness. IF you pay 7% over the premium, you are allowed one forgiven accident with no increase in rates.

[misombra]

that's a pretty good program. they tease you with it though. my ins. co. (progressive) sent me a letter saying they'd forgive my accident in 2007. i was like thanks. so i'll be paying for this for another year. damn.

i'll have to get another job. central avenue here i come...

[Junket]

None that you can borrow 'Sombra.

Sorry.

[vashti]

I bet that speeding ticket you got recently didn't help, either.

[misombra]

well that stayed off my record. i went to court and sweet talked the judge. she made me make a 25 dollar donation to the stupid dare program and made me pay the court fees, $75. so 100 bucks for that. yeah that doesn't help. ugh, i get a better job and i'm still ****in broke.

[Late_vamp]

heh , its not as bad as me tho , im left with no job now (fired yesterday , because of being unable to work and i was new , called sick 1 day and they were being bastards so) , so im really broke and i still want to buy my gf a gift.

plus i cant get a job until my hand heals , wich will take about 2 weeks up to a month or maybe even more . then i restart school in february
i cant even hold something firmly . I have to shower with a damn bag on my hand and i cant shave for a good week at least , now i have to wear a mini afro on my head cuz i cant do shit with my left one (cant do my hear) ... doesnt matter that much to me but my girl minds .

i just take it as a long LOOONNNG holiday vacation. at leats i got a new 250 Gig HD with the money i was making wich i spend all my days now filling up with media thinking of everybody . example : GF likes theses shows ... brother wants this movie ... cousin wants this game ...

i guess when things are going good something bad has to come up and screw your life up just so we can get back up and repeat the whole process again .

[Cybog]

AISInsurance.com

or check our Geico.com. AIS says they are one of the lowest and best...and Geico is what I use and they definitely let you set up a payment plan. 900 bucks for minimal coverage is obscene.

If you definitely must pay the premium up front, drop down in coverage to get the lowest shit you can get away with and afford. Then, improve your coverage later on when you can afford it.

[Lloyd95]

It probably has something to do with you being a woman driver?

[misombra]

yeah ais gave me a really good quote. $633 or something like that. way more reasonable. only when i click the link that says "buy this policy" it says they're having technical difficulties and stuff. ugh. oh well, i'll just call them.

but yeah, my insurance went up about 200 bucks with that accident, which will soon be 3 years in the past so hopefully by the middle of this year they won't even see it. then i think progressive just jacked up their prices. when i first got my new car i only had to pay 200 over what i'd already paid which was about 400. how did it go up to over 900 bucks? i have no clue.